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So You’re Retired - Now What?

October 18th, 2008    Subscribe To Our Feed

Some people have trouble going from the hectic pace of working to the idyllic lifestyle of retirement. Some people miss recognition from work, even, and feel they don’t contribute to society anymore. But as with all things, it’s all how you look at it and what you do with it.

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Simplifying Long-Term Care

September 20th, 2008    Subscribe To Our Feed

What is Long-Term Care? When people consider the subject of long-term care, they often think about nursing homes. In fact, long-term care has little to do with nursing homes. Understanding the difference can help you protect your family and finances.

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Retirement Homes For Active Independent Seniors

June 24th, 2008    Subscribe To Our Feed

Some cities/municipalities have regulations/bylaws for homes in their regions. All homes must abide by the regulations set out in the Residential Tenancies Act, the Health Protection and Promotion Act (which sets standards that impact a variety of businesses including retirement homes, related to water quality, sanitation and safe food preparation) and Building and Fire Codes.Today most retirement homes are very nice places and comfortable place to live in, where people go to meet and enjoy company of people their own age. After you get older, you should consider going to a place like that, because it is the best place to meet people that have the same needs and wishes as you do.

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How does a LTCi policy protect Senior Citizens?

June 15th, 2008    Subscribe To Our Feed

How does a LTCi policy protect Senior Citizens? Lets take a few minutes to look at this. Life is a journey full of surprises! No one knows exactly what the future holds. You worked hard to save and invest wisely for retirement. And, though it’s impossible to predict what lies ahead, we can gain some control of the future by examining our lives and finding solutions that will protect our independence. The reality of life is that, despite everything you do to take care of yourself, your chances of needing long-term care steadily increase over time. The costs that go along with long-term care can exhaust your savings and impact your standard of living along with your independence. Fortunately, there’s a solution. With long term care insurance, you can help ensure that if you ever need long-term care, you’ll be better able to pay for it and help protect your family, your assets and remain in control of your future!

American’s are living longer, leading healthier lives than ever before. We know what is healthy for us and what is not. We have access to medical advances and care that with each passing day we hear about another person celebrating their 100th birthday. Most never expected to live that long. Have you thought about living a long life and the financial and emotional risk associated with long term care? Chances are, you or someone you know has faced the issues involved with caring for a family member. Long Term care is the ongoing care for a chronic, long term illness or disability such as Alzheimer’s, a broken hip or an inability to perform Activities of Daily Living (ADL’s). Long Term care can include home health care, supervised adult day care, assisted living, residential care, respite care and nursing care.

When it comes to long term care, evaluate the impact on yourself and your family. Would you be able to stay at home to care for yourself or would your family care for you at home? How will you pay for it? Families often bear the burden. The majority of long-term care is provided by unpaid family caregivers to seniors living in their own homes or with their families. Discovering the benefits of long-term care insurance will help ensure your financial security and independence.

Reasons to own a Long Term Care Policy:

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Baby Boomers are in Trouble and Your Should Worry

May 12th, 2008    Subscribe To Our Feed

If you, like me, are one of those people born from 1946 to 1964, there’s something I need to tell you.

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